How Much Does An X-Ray Cost at Urgent Care Clinic?

Written By Fam Staff
Medically Reviewed By Dr. Adnan Maqsood


Family Urgent Care is one of the fastest-growing providers of urgent medical care and telehealth. We have 3 locations in the heart of Chicago and Schererville. No appointments are required, and most clinics are open seven days a week, to treat non-life-threatening illnesses and injuries.

Before going for an X-ray, you might have two questions: whether urgent care provides X-ray services and, if yes, what the charges are for X-rays. 

Most urgent care clinics provide X-ray services. Well, the charges can vary from clinic to clinic, depending on the type of X-ray you requested.

In this blog, we will not only explore the details of X-ray costs but also reveal the elements that impact X-ray costs. 

Having said that, let’s spill the beans on X-ray pricing and how it varies with different factors.

What Are The Factors That Decide Your X-ray Costs?

Once you understand the key factors that contribute to X-ray cost, you’ll be able to make informed decisions comfortably. It is very important to know why the cost of an X-ray varies from clinic to clinic. Let’s go through the factors that influence the cost of X-rays: 

1. Location

The cost of an X-ray can vary from state to state. In cities where the cost of living is high, some facilities might charge more for X-ray services, therefore, you might have to pay more.

Additionally, in some rural areas where the cost of living is lower, some urgent care clinics might have lower charges for X-rays.

2. Facility Service

Hospitals hire specialized radiology staff who work round the clock and have gone through comprehensive training and education. They are also equipped to handle a wider range of medical conditions and emergencies, so the cost of an X-ray is higher in a hospital than in an urgent care clinic. 

If you need a plain X-ray, urgent care clinics are affordable because they have a lower overhead cost and they also work with different insurance companies, thereby, keeping the fees affordable for the patients. 

3. Insurance Coverage

The price of an X-ray depends on your insurance plan. If your insurance plan covers an X-ray imaging, you will pay less. However, if you don’t have insurance or your plan does not cover X-rays, you will have to bear out-of-pocket costs to adjust the X-ray charges. 

Many insurance companies provide healthcare coverage along with the cost of X-rays, so the patient has to pay only a portion of the cost, such as copayment and coinsurance, rather than the full amount. 

However, if you do not have any insurance coverage for X-rays, then the cost will be increased.

4. Types of X-rays 

The cost of an X-ray depends on the type being performed. Generally, standard X-rays, which are used to visualize bones and fractures, are affordable compared to other X-rays, such as CT scans or MRIs. 

Some common types of X-rays done in urgent care clinics are plain X-rays of different areas, such as the chest, abdomen, hand, paranasal sinuses, skull, bone, and joints. 

The advanced technology involved in CT scans and MRI imaging demands state-of-the-art machinery and the services of skilled radiologists who can interpret the results accurately. Due to the heavy maintenance cost and advanced features, the cost of these X-rays is higher than that of common X-rays mentioned above.  

How Much Do X-rays Cost With Insurance?

Most of the time, X-ray costs are covered by the insurance plan, but in some cases, if your deductible is not settled, then your insurance might not cover your requested medical services. 

First, you have to settle the deductible, and then insurance will cover your requested health expenses. Depending on your plan, you may also have to pay other payments, such as copayment and coinsurance, during every visit or procedure. 

How Much Do X-rays Cost Without Insurance?

The cost of an X-ray depends on whether you have insurance or not. Most insurance plans cover the cost of an X-ray, so patients have to pay less, but if they do not have any insurance, they will have to pay more for an X-ray.

The cost of an X-ray depends on which one is being performed. For example, some clinics charge $100 for a full body, $110 for a finger, and $290 for a pelvis X-ray.

Some government insurers, like Medicaid and public-funded clinics, offer X-rays at a reduced rate for people with lower incomes. 

The Cost of X-rays at Family Urgent Care

At Family Urgent Care, the cost of an X-ray starts at $100 to $130. Our Urgent Care Service provides different types of X-rays, such as the chest, abdomen, hand, paranasal sinuses, skull, bone, and joints.

We have state-of-the-art X-ray machines and highly skilled healthcare professionals who make sure that you get an X-ray at an affordable price without compromising on the quality. Once you have the report, our experienced doctors provide a proper consultation by evaluating your medical condition accordingly. 

So, are you ready to experience the best X-ray services at Family Urgent Care? Book your appointment now to receive advanced medical care at our urgent care clinic.

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