blogbyAbeer FatimaNo Comments

It’s the weekend, and of course, your primary care doctor’s office is closed. Your flu symptoms are getting worse, and you’re not sure what to do.

A nearby urgent care seems a perfect option, but a question nags: Will they accept Blue Cross Blue Shield? 

Many people hesitate to visit urgent care as they are uncertain about insurance and worried about the unexpected bills. 

Good news? If you have Blue Cross Blue Shield, your insurance likely covers a variety of urgent care services. We accept this insurance too! 

Let’s walk you through everything so you save your time and walk into urgent care with confidence. 

Does Blue Cross Blue Shield (BCBS) Cover Urgent Care? 

Yes, most Blue Cross Blue Shield plans cover urgent care services! 

However, the specifics of your coverage depend on your individual plan. Here’s a breakdown of what you need to know:

1. Your Insurance Coverage Varies by Plan

Blue Cross Blue Shield offers different types of plans, such as:

  • HMO (Health Maintenance Organization): Requires you to visit urgent care centers within the network for coverage.
  • PPO (Preferred Provider Organization): Offers more flexibility, allowing you to visit out-of-network and in-network urgent care centers as well. 
  • EPO (Exclusive Provider Organization): Limits coverage to in-network providers but typically offers lower premiums.

Some urgent care clinics accept PPO and some may accept HMOs. 

Family Urgent Care accepts PPO members with Blue Cross Blue Shield, so you don’t have to bear out-of-pocket costs for many services.

2. Typical Services Covered at Urgent Care

Blue Cross Blue Shield generally covers a wide range of services provided by urgent care centers, including:

  • Injury Treatment: For minor cuts, burns, sprains, and fractures.
  • Diagnostic Services: X-rays, lab tests (e.g., bloodwork, urinalysis), and rapid diagnostic tests (e.g., flu or COVID-19).
  • Minor Procedures: Stitches, wound care, and abscess drainage.
  • Illness Care: Treatment for non-life-threatening conditions like cold, fever, sore throats, and ear infections.
  • Medications: Prescriptions for acute illnesses or infections.

If you’re in Indiana or Illinois, visit us for prompt and professional urgent care services that are convenient, reliable, and covered by most Blue Cross Blue Shield plans!

3. Potential Costs

If you’re worried about copays or deductibles, you may need to pay out-of-pocket costs if you are going for clinics or services that are not mentioned in your plan. 

How To Check If A Nearby Urgent Care Accepts Blue Cross Blue Shield?

Here are some quick steps you can take in a moment to confirm whether the clinic accepts the insurance and which plan they accept. 

1. Call the Clinic

The easiest way? Call the clinic directly. You can check the clinic from the website.

Ask, “Do you accept Blue Cross Blue Shield insurance?” Many clinics, including ours, are in-network and happy to confirm your coverage on the spot.

If you live in Indiana or Illinois, you can visit our urgent care and call 219-758-7770 if you have concerns related to insurance or potential costs. 

2. Use the BCBS Provider Finder

If you cannot call at the moment, BCBS offers a simple tool to find in-network urgent care centers. 

All you need to do is visit their provider directory or use their app, ‘My Blue’ and search for “Urgent Care,” and filter results by your plan.

It’s fast and ensures you don’t face out-of-network charges.

3. Check Your BCBS ID Card

Your BCBS ID card has important details about your plan. Look for terms like “PPO,” “HMO,” or “EPO” to understand your network and confirm if the clinic fits your coverage.

Need urgent care in Indiana or Illinois? We’re in-network with Blue Cross Blue Shield and ready to help!

Special Perks for Blue Cross Blue Shield Members at Family Urgent Care

If you’ve got BCBS, you’ve hit the jackpot! BINGO. Here’s why choosing Family Urgent Care is a win for you:

Personalized Care For You and Your Family

We don’t do “one-size-fits-all” healthcare. 

Thanks to our partnership with BCBS, we create care plans that match your unique health needs. 

Whether it’s a lingering cough, a sprained ankle, or just a routine check-up, we make sure you’re satisfied with the quality treatment. 

Hassle-Free Payments (Really!)

Who likes wrestling with medical bills? Not us, and definitely not you. 

That’s why our billing system works hand-in-hand with BCBS. 

No complicated forms, no head-scratching fees! Just smooth, straightforward payments so you can focus on getting better, not decoding paperwork.

Keeping You Healthy, Not Just Treating the Sick

Why wait until you’re not feeling well to visit? 

It’s time to take advantage of your insurance plan and get routine checkups, immunizations and health screenings at minimal or no cost at all.

Takeaway

If you’re in Indiana or Illinois and have a BCBS insurance plan, you can directly visit our urgent care clinic. 

BCBS members enjoy easy payments, personalized care, and access to preventive services because your well-being is our priority!

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Good News for the residents of Logan Square, Chicago...

Hurairah
1739326566
I had an excellent experience at Family Urgent Care. The staff took great care of me and were incredibly friendly and professional. They knew exactly what they were doing every step of the way, making me feel comfortable throughout the procedure. The aftercare was also top-notch. A special shoutout to the team for their kindness and expertise. Highly recommend!
Noah F. W.
1737484685
They were outstanding. Check in was easy and quick despite being a new patient, and the care was superb. Found them in an emergency situation and they were above and beyond any provider I have found in an immediate care situation. Not too long of a wait despite being a walk in, patient & kind staff, good communication, excellent medical skills, thorough care. I will never go anywhere else for urgent care again.
Kailee C.
1737136130
Fast, friendly, and makes you feel comfortable!
victor G.
1737135751
Quick and easy
David H.
1736980229
Very fast very helpfulGreat urgent care service
Michael T.
1736692224
Care was fast, and the entire medical team was very informative and very good with my 4 year old brother
Martina M.
1736627401
very helpful and friendly office
Hussain S.
1736530230
Maya is best medical assistantShe know what she is doingShe is very polite and professional
Ewa S.
1736376709
Saad was very kind and amazing!!!!!
Roman
1736370647
Sper!
Ibrahim A.
1736119601
The service was great. The process was quick and Saad was very friendly and professional. The doctor was also helpful and answered any questions I had.
haroon K.
1736116761
Treated very good this time.Thank you for the service
Tierra B.
1735938986
One of the only urgent cares I go to . I have been going here for 3 years now they take care of all my needs including monitoring my thyroid. They do it all and great customer service 😊
Andy S.
1734795594
So nice easy and clean. Thank you
Tiffany L.
1734794342
They’re always super quick and helpful. Doctors keep patients well informed and this is my go to spot!
Heather H.
1734479911
I was able to schedule a same day appointment, was seen on time, everyone was friendly and I didn’t even feel my blood draw!
Jamine D.
1734281220
I’ve consistently had a great experience at this clinic. It’s easy to get in, little wait, and they always address concerns.
Primo P
1734103498
Very best staff. I liked the way i was attended too by farina
Vanell W.
1733847331
My spirits was very wonderful.The people was nice and kind.I enjoyed it.I will come again
Chase L.
1733691371
The office is great . Very polite and accommodating . They also accept state insurance . No long wait time . I definitely recommend.
Jasmin B.
1733689368
I can hear with rib pain and was taken care of quickly. The guys in the front were quick and helped set up really fast. Dr. Lena Farah was great in explaining everything the pain could be from as well as what it could NOT be from which really helped assure me. She was super comprehensive as to what every symptom I could have was from. She was very educated and very nice when discussing what I came there for.
Princess T.
1732724168
Very helpful and nice
Kathy J.
1732656110
Very quick visit! Everyone was very polite and efficient. Thank you!
afreen S.
1732511879
This place was stunning! The staffs and doctors were presenting really friendly and kindly. And I loved how well-maintained and clean everything was!...
afrah I.
1732233352
I really love the hospitality in this urgent careFor ladies I recommend dr Lena farahShe is awesome very friendly down to earth person!Thank you once again
aidan S.
1732227279
I *love* the folks at this Rogers park location!! Over the past couple of years I've visited them for a wide range of things and each time I walk away feeling listened to, cared for and generally impressed.
Dionysius!
1731805075
Very attentive staff, made it in and out with my prescription. Thanks guys!
stephanie K.
1731804675
Amazing, fast and helped me.
David B.
1731626511
Efficient and pleasant service
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