Yes, it does! If you’re a Cigna insurance member, visiting an urgent care clinic is a smart, budget-friendly way to get the care you need fast.
Whether it’s a nagging flu, a sudden sprain, or anything minor, urgent care has your back.
In this blog, we’ll break down how Cigna works with urgent care, from copays to deductibles, and share tips to help you save on healthcare costs.
Let’s get you the answers you’re looking for!
Does Cigna Cover Urgent Care?
Yes, Cigna provides coverage for urgent care centers. But it also depends on your plan, whether you have a PPO or HMO.
Important key points about the Cigna PPO plan are that it has a larger network of doctors, fully covers preventive care, and offers more flexibility to the patient by allowing them to visit in-network and out-of-network providers.
On the other hand, the HMO plan offers a lower premium and a limited network of doctors, and it requires a primary care physician and referral to see a health care professional.
Urgent care is the best alternative for minor illnesses like fever, flu, headache, and joint pain.
Before going to an urgent care clinic for any kind of treatment, you can check your insurance plan whether it covers this certain treatment.
Why Insurance Coverage Matters at Urgent Care?
If a patient is going through minor illnesses or gets injured unexpectedly, they can go to urgent care for quick treatment.
Urgent care centers are more affordable than emergency care centers because critical care centers often come with high costs and longer wait times.
You can cover a large portion of the fees by paying a smaller copay amount instead of the full price for checkups.
In certain conditions, such as tests and treatments, insurance saves you from the high cost of all the medical expenses.
How To Check If Your Urgent Care Accepts Cigna?
To find out whether urgent care accepts Cigna insurance, you can go to Cigna’s online directory to search for in-network providers.
There is another method to check this: Log in to your Cigna account, and you can also check on their mobile app.
For more information, call Cigna Healthcare Customer Service at (800.244.6224) to confirm your insurance eligibility.
You can also call the clinic to verify whether they take Cigna insurance. Speaking to an urgent care representative can answer all your questions regarding your insurance.
Why Choose Our Urgent Care If You Have Cigna?
If you have Cigna insurance, choosing our urgent center can make your healthcare experience faster and more affordable.
We are in-network with Cigna insurance, so our medical team ensures that every patient gets maximum benefit from the insurance and minimizes out-of-pocket costs.
For minor illnesses, Cigna insurance is the best option for urgent care clinics. They will provide high-quality healthcare doctors with walk-in and same-day convenience.
Family Urgent Care provides a wide range of services for our patients, such as tests, vaccinations, and physical exams.
With Cigna insurance, you don’t have to worry about healthcare expenses because we offer affordable prices for our services, and there are no extra charges.
Benefits For Cigna Members at Family Urgent Care
At Family Urgent Care, we proudly accept Cigna insurance to make quality healthcare affordable and stress-free. With reduced copays and easy access to expert care, we’re here to take the financial worry off your shoulders.
We also offer convenient telehealth services to connect with board-certified doctors from the comfort of your home and skip the hassle of waiting rooms. Whether in person or online, we’re committed to delivering exceptional care when you need it most.
Book your appointment today and experience the care you deserve with Family Urgent Care or walk in if you live nearby!
Yes, you can use virtual urgent care services with Cigna insurance.
Usually, Cigna does not require any preauthorization for an urgent care visit. However, for specific treatments, you need to get pre-authorization from Cigna. Furthermore, it is better to review your insurance plan before going to an urgent care clinic.
Cigna insurance is accepted at many urgent care centers, but it is better to confirm that the facility is in-network or out-of-network; the cost of an out-of-network facility will be higher.
If you have a high deductible plan, it means you have to pay the full cost of your healthcare visits at urgent care, including all your tests and treatments. However, once you have paid all your deductibles, your insurance starts to cover a large portion of the costs.
